Classic Quiz
Quiz General knowledge

Quiz Understanding Your Credit

Pprothero
Pprothero
2 played - 13 yrs ago

Understanding your credit

 

Hard QUIZ 11 QUESTIONS
hard
 
Question 1 / 11

A credit bureau 'Tradeline' is the credit information reported by creditors to your credit report?

 
Question 2 / 11

Your 'Debt to Income Ratio' is your monthly income divided by your monthly payment obligations.

 
Question 3 / 11

Delinquency is reported to your credit report in 30, 60 and 90+ day increments.

 
Question 4 / 11

How long you've had credit is the largest contributor to your credit score.

 
Question 5 / 11

Closing credit cards is good for improving your FICO score.

 
Question 6 / 11

Keeping your revolving limits high will improve your FICO score.

 
Question 7 / 11

A revolving loan and an installment loan are the same thing.

 
Question 8 / 11

Employers can use your credit to determine if you are eligible for employment.

 
Question 9 / 11

A Bankruptcy will impact your credit for 10 years.

 
Question 10 / 11

There is no impact on your credit is you are a co-signer on someone else's loan.

 
Question 11 / 11

If your student loans are in deferment, there is no impact on your credit.

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